[Code of Federal Regulations]
[Title 26, Volume 2]
[Revised as of April 1, 2003]
From the U.S. Government Printing Office via GPO Access
[CITE: 26CFR1.103-7]

[Page 354-361]
 
                       TITLE 26--INTERNAL REVENUE
 
    CHAPTER I--INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY 
                               (CONTINUED)
 
PART 1--INCOME TAXES--Table of Contents
 
Sec. 1.103-7  Industrial development bonds.

    (a) In general. Under section 103(c)(1) and this section, an 
industrial development bond issued after April 30, 1968, shall be 
treated as an obligation not described in section 103(a)(1) and 
Sec. 1.103-1. Accordingly, interest paid on such a bond is includable in 
gross income unless the bond was issued by a State, or local 
governmental unit to finance certain exempt facilities (see section 
103(c)(4) and Sec. 1.103-8), to finance an industrial park (see section 
103(c)(5) and Sec. 1.103-9), or as part of an exempt small issue (see 
section 103(c)(6) and Sec. 1.103-10). For applicable rules when an 
industrial development bond is held by a substantial user (or a person 
related to a substantial user) of such an exempt facility, or an 
industrial park, or a facility financed with the proceeds of such an 
exempt small issue, see section 103(c)(7) and Sec. 1.103-11. See also 
Sec. 1.103-12 for the transitional provisions concerning the interest 
paid on certain industrial development bonds issued before January 1, 
1969, and certain other industrial development bonds. Even if section 
103(c) does not prevent a bond from being treated as an obligation 
described in section 103(a)(1) and Sec. 1.103-1, such bond shall 
nevertheless be treated as an obligation which is not described in 
section 103(a)(1) and Sec. 1.103-1 if under section 103(d) it is an 
arbitrage bond. For purposes of section 103(c), the term ``issue'' 
includes a single obligation such as a single note issued in connection 
with a bank loan as well as a series of notes or bonds.
    (b) Industrial development bonds--(1) Definition. For purposes of 
this section, the term ``industrial development bond'' means any 
obligation--
    (i) Which is issued as part of an issue all or a major portion of 
the proceeds of which are to be used directly or indirectly in any trade 
or business carried on by any person who is not an exempt person (as 
defined in subparagraph (2) of this paragraph), and
    (ii) The payment of the principal or interest on which, under the 
terms of such obligation or any underlying arrangement (as described in 
subparagraph (4) of this paragraph), is in whole or in major part (i.e., 
major portion)--
    (a) Secured by any interest in property used or to be used in a 
trade or business,
    (b) Secured by any interest in payments in respect of property used 
or to be used in a trade or business, or
    (c) To be derived from payments in respect of property, or borrowed 
money, used or to be used in a trade or business.

See subparagraphs (3) and (4) of this paragraph for the trade or 
business test and the security interest test respectively. See 
Sec. 1.103-8(a)(6) to determine the amount of proceeds of an issue for 
which the amount payable during each annual period over the term of the 
issue is less than the amount of interest accruing thereon in such 
period, e.g., in the case of an issue sold by the issuer for less than 
its face amount.
    (2) Exempt person. The term ``exempt person'' means a governmental 
unit as defined in this subparagraph, or an organization which is 
described in section 501(c)(3) and this subparagraph and is exempt from 
taxation under section 501(a). For purposes of this subparagraph, the 
term ``governmental unit'' means a State or local governmental unit (as 
defined in Sec. 1.103-1). For purposes of this subparagraph, the term 
``governmental unit'' also includes the United States of America (or an 
agency or instrumentality of the United States of America), but only in 
the case of obligations (i) issued on or before August 3, 1972, or (ii) 
issued after August 3, 1972, with respect to which a bond resolution or 
any other official action was taken and in reliance on such action 
either (a) construction of such facility to be financed with such 
obligations commenced or (b) a binding

[[Page 355]]

contract was entered into, or an irrevocable bid was submitted, prior to 
August 3, 1972, or (iii) issued after August 3, 1972, with respect to a 
program approved by Congress prior to such date but only if (a) a 
portion of such program has been financed by obligations issued prior to 
such date, to which section 103(a) applied pursuant to a ruling issued 
by the Commissioner or his delegate prior to such date and (b) 
construction of one or more facilities comprising a part of such program 
commenced prior to such date. For purposes of this subparagraph, a tax-
exempt organization is an exempt person only with respect to a trade or 
business it carries on which is not an unrelated trade or business. 
Whether a particular trade or business carried on by a tax-exempt 
organization is an unrelated trade or business is determined by applying 
the rules of section 513(a) (relating to general rule for unrelated 
trade or business) and the regulations thereunder to the tax-exempt 
organization without regard to whether the organization is an 
organization subject to the tax imposed by section 511 (relating to 
imposition of tax on unrelated business income of charitable, etc., 
organizations).
    (3) Trade or business test. (i) The trade or business test relates 
to the use of the proceeds of a bond issue. The test is met if all or a 
major portion of the proceeds of a bond issue is used in a trade or 
business carried on by a nonexempt person. For example, if all or a 
major portion of the proceeds of a bond issue is to be loaned to one or 
more private business users, or is to be used to acquire, construct, or 
reconstruct facilities to be leased or sold to such private business 
users, and such proceeds or facilities are to be used in trades or 
businesses carried on by them, such proceeds are to be used in a trade 
or business carried on by persons who are not exempt persons, and the 
debt obligations comprising the bond issue satisfy the trade or business 
test. If, however, less than a major portion of the proceeds of an issue 
is to be loaned to nonexempt persons or is to be used to acquire or 
construct facilities which will be used in a trade or business carried 
on by a nonexempt person, the debt obligations will not be industrial 
development bonds. Also, when publicly-owned facilities which are 
intended for general public use, such as toll roads or bridges, are 
constructed with the proceeds of a bond issue and used by nonexempt 
persons in their trades or businesses on the same basis as other members 
of the public, such use does not constitute a use in the trade or 
business of a nonexempt person for purposes of the trade or business 
test.
    (ii) In determining whether a debt obligation meets the trade or 
business test, the indirect, as well as the direct, use of the proceeds 
is to be taken into account. For example, the debt obligations 
comprising a bond issue do not fail to satisfy the trade or business 
test merely because the State or local governmental unit uses the 
proceeds to engage in a series of financing transactions for property to 
be used by private business users in trades or businesses carried on by 
them. Similarly, if such proceeds are to be used to construct facilities 
to be leased or sold to any nonexempt person for use in a trade or 
business it carries on, such proceeds are to be used in a trade or 
business carried on by a nonexempt person and the debt obligations 
comprising such issue satisfy the trade or business test. If such 
proceeds are to be used to construct facilities to be leased or sold to 
an exempt person who will, in turn, lease or sell the facilities to a 
nonexempt person for use in a trade or business, such proceeds are to be 
used in a trade or business carried on by a nonexempt person and the 
debt obligations comprising such issue satisfy the trade or business 
test. In addition, proceeds will be treated as being used in the trade 
or business of a nonexempt person in situations involving other 
arrangements, whether in a single transaction or in a series of 
transactions, whereby a nonexempt person uses property acquired with the 
proceeds of a bond issue in its trade or business.
    (iii) The use of more than 25 percent of the proceeds of an issue of 
obligations in the trades or businesses of nonexempt persons will 
constitute the use of a major portion of such proceeds in such manner. 
In the case of the direct or indirect use of the proceeds of an issue of 
obligations or the direct or indirect use of a facility constructed,

[[Page 356]]

reconstructed, or acquired with such proceeds, the use by all nonexempt 
persons in their trades or businesses must be aggregated to determine 
whether the trade or business test is satisfied. If more than 25 percent 
of the proceeds of a bond issue is used in the trades or businesses of 
nonexempt persons, the trade or business test is satisfied. For special 
rules with respect to the acquisition of the output of facilities, see 
subparagraph (5) of this paragraph.
    (4) Security interest test. The security interest test relates to 
the nature of the security for, and the source of, the payment of either 
the principal or interest on a bond issue. The nature of the security 
for, and the source of, the payment may be determined from the terms of 
the bond indenture or on the basis of an underlying arrangement. An 
underlying arrangement to provide security for, or the source of, the 
payment of the principal or interest on an obligation may result from 
separate agreements between the parties or may be determined on the 
basis of all the facts and circumstances surrounding the issuance of the 
bonds. The property which is the security for, or the source of, the 
payment of either the principal or interest on a debt obligation need 
not be property acquired with bond proceeds. The security interest test 
is satisfied if, for example, a debt obligation is secured by unimproved 
land or investment securities used, directly or indirectly, in any trade 
or business carried on by any private business user. A pledge of the 
full faith and credit of a State or local governmental unit will not 
prevent a debt obligation from otherwise satisfying the security 
interest test. For example, if the payment of either the principal or 
interest on a bond issue is secured by both a pledge of the full faith 
and credit of a State or local governmental unit and any interest in 
property used or to be used in a trade or business, the bond issue 
satisfies the security interest test. For rules with respect to the 
acquisition of the output of facilities see subparagraph (5) of this 
paragraph.
    (5) Trade or business test and security interest test with respect 
to certain output contracts. (i) The use by one or more nonexempt 
persons of a major portion of the subparagraph (5) output of facilities 
such as electric energy, gas, or water facilities constructed, 
reconstructed, or acquired with the proceeds of an issue satisfies the 
trade or business test and the security interest test if such use has 
the effect of transferring to nonexempt persons the benefits of 
ownership of such facilities, and the burdens of paying the debt service 
on governmental obligations used directly or indirectly to finance such 
facilities, so as to constitute the indirect use by them of a major 
portion of such proceeds. Such benefits and burdens are transferred and 
a major portion of the proceeds of an issue is used indirectly by the 
users of the subparagraph (5) output of such a facility which is owned 
and operated by an exempt person where--
    (a)(1) One nonexempt person agrees pursuant to a contract to take, 
or to take or pay for, a major portion (more than 25 percent) of the 
subparagraph (5) output (within the meaning of subdivision (ii) of this 
subparagraph) of such a facility (whether or not conditional upon the 
production of such output) or (2) two or more nonexempt persons, each of 
which pays annually a guaranteed minimum payment exceeding 3 percent of 
the average annual debt service with respect to the obligations in 
question, agree, pursuant to contracts, to take, or to take or pay for, 
a major portion (more than 25 percent) of the subparagraph (5) output of 
such a facility (whether or not conditioned upon the production of such 
output), and
    (b) Payment made or to be made with respect to such contract or 
contracts by such nonexempt person or persons exceeds a major part (more 
than 25 percent) of the total debt service with respect to such issue of 
obligations.
    (ii) For purposes of this subparagraph--
    (a) Where a contract described in subdivision (i) of this 
subparagraph may be extended by the issuer of obligations described 
therein, the term of the contract shall be considered to include the 
period for which such contract may be so extended.
    (b) The subparagraph (5) output of a facility shall be determined by 
multiplying the number of units produced or to be produced by the 
facility in 1 year

[[Page 357]]

by the number of years in the contract term of the issue of obligations 
issued to provide such facility. The number of units produced or to be 
produced by a facility in 1 year shall be determined by reference to its 
nameplate capacity (or where there is no nameplate capacity, its maximum 
capacity) without any reduction for reserves or other unutilized 
capacity. The contract term of an issue begins on the date the output of 
a facility is first taken, pursuant to a take or a take or pay contract, 
by a nonexempt person and ends on the latest maturity date of any 
obligation of the issue (determined without regard to any optional 
redemption dates). If, however, on or before the date of issue of a 
prior issue of governmental obligations issued to provide a facility, 
the issuer makes a commitment in the bond indenture or related document 
to refinance such prior issue with one or more subsequent issues of 
governmental obligations, then the contract term of the issue shall be 
determined with regard to the latest redemption date of any obligation 
of the last such refinancing issue with respect to such facility 
(determined without regard to any optional redemption dates). Where it 
appears that the term of an issue (or the terms of two or more issues) 
is extended for purposes of extending the contract term of an issue and 
thereby increasing the subparagraph (5) output of the facility provided 
by such issue, the subparagraph (5) output of such facility shall be 
determined by the Commissioner without regard to the provisions of this 
subdivision (b).
    (c) The total debt service with respect to an issue of obligations 
shall be the total dollar amount (excluding any penalties) payable with 
respect to such issue over its entire term. The entire term of an issue 
begins on its date of issue and ends on the latest maturity date of any 
obligation of the issue (determined without regard to any optional 
redemption dates). If, however, on or before the date of issue of a 
prior issue of governmental obligations the issuer makes a commitment in 
the bond indenture or related document to refinance such prior issue 
with one or more subsequent issues of governmental obligations, the 
entire term of the issue shall be determined with regard to the latest 
redemption date of any obligation of the last such refinancing issue 
(determined without regard to any optional redemption dates).
    (d) Two or more nonexempt persons who are related persons (within 
the meaning of section 103(c)(6)(C)) shall be treated as one nonexempt 
person.
    (c) Examples. The application of the rules contained in section 
103(c) (2) and (3) and paragraph (b) of this section are illustrated by 
the following examples:

    Example (1). State A and corporation X enter into an arrangement 
under which A is to provide a factory which X will lease for 20 years. 
The arrangement provides (1) that A will issue $10 million of bonds, (2) 
that the proceeds of the bond issue will be used to purchase land and to 
construct and equip a factory in accordance with X's specifications, (3) 
that X will rent the facility (land, factory, and equipment) for 20 
years at an annual rental equal to the amount necessary to amortize the 
principal and pay the interest on the outstanding bonds, and (4) that 
such payments by X and the facility itself will be the security for the 
bonds. The bonds are industrial development bonds since they are part of 
an issue of obligations (1) all of the proceeds of which are to be used 
(by purchasing land and constructing and equipping the factory) in a 
trade or business by a nonexempt person, and (2) the payment of the 
principal and interest on which is secured by the facility and payments 
to be made with respect thereto.
    Example (2). The facts are the same as in example (1) except that 
(1) X will purchase the facility, and (2) annual payments equal to the 
amount necessary to amortize the principal and pay the interest on the 
outstanding bonds will be made by X. The bonds are industrial 
development bonds for the reasons set forth in example (1).
    Example (3). State B and corporation X enter into an arrangement 
under which B is to loan $10 million to X. The arrangement provides (1) 
that B will issue $10 million of bonds, (2) that the proceeds of the 
bond issue will be loaned to X to provide additional working capital and 
to finance the acquisition of certain new machinery, (3) that X will 
repay the loan in annual installments equal to the amount necessary to 
amortize the principal and pay the interest on the outstanding bonds, 
and (4) that the payments on the loan and the machinery will be the 
security for only the payment of the principal on the bonds. The bonds 
are industrial development bonds since they are part of an issue of 
obligations (1) all of the proceeds of which are to be used in a trade 
or business by a nonexempt person, and (2) the payment of

[[Page 358]]

the principal on which is secured by payments to be made in respect of 
property to be used in a trade or business. The result would be the same 
if only the payment of the interest on the bonds were secured by 
payments on the loan and machinery.
    Example (4). The facts are the same as in example (1), (2), or (3) 
except that the annual payments required to be made by corporation X 
exceed the amount necessary to amortize the principal and pay the 
interest on the outstanding bonds. The bonds are industrial development 
bonds for the reasons set forth in such examples. The fact that 
corporation X is required to pay an amount in excess of the amount 
necessary to pay the principal and interest on the bonds does not affect 
their status as industrial development bonds. Similarly, if the annual 
payments required to be made by corporation X were sufficient to pay 
only a major portion of either the principal or the interest on the 
outstanding bonds, the bonds would be industrial development bonds for 
the reasons set forth in such examples.
    Example (5). The facts are the same as in example (1), (2), (3), or 
(4) except that the issuer is a political subdivision which has taxing 
power and the bonds are general obligation bonds. Since both the trade 
or business and the security interest tests are met, the bonds are 
industrial development bonds notwithstanding the fact that they 
constitute an unconditional obligation of the issuer payable from its 
general revenues.
    Example (6). (a) State C issues its general obligation bonds to 
purchase land and construct a hotel for use by the general public (i.e., 
tourists, visitors, travelers on business, etc.). The bond indenture 
provides (1) that C will own and operate the project for the period 
required to redeem the bonds, and (2) that the project itself and the 
revenues derived therefrom are the security for the bonds. The bonds are 
not industrial development bonds since (1) the proceeds are to be used 
by an exempt person in a trade or business carried on by such person, 
and (2) a major portion of such proceeds is not to be used, directly or 
indirectly, in a trade or business carried on by a nonexempt person. Use 
of the hotel by hotel guests who are travelling in connection with 
trades or businesses of nonexempt persons is not an indirect use of the 
hotel by such nonexempt persons for purposes of section 103(c).
    (b) The facts are the same as in paragraph (a) of this example 
except that corporation Y enters into a long-term agreement with C that 
Y will rent more than one-fourth of the rooms on an annual basis for a 
period approximately equal to one half of the term of the bonds. The 
bonds are industrial development bonds because (1) a major portion of 
the proceeds used to construct the hotel is to be used in the trade or 
business of corporation Y (a nonexempt person) and (2) a major portion 
of the principal and interest on such issue will be derived from 
payments in respect of the property used in the trade or business of Y.
    Example (7). (a) State D and corporation Y enter into an agreement 
under which Y will lease for 20 years three floors of a 12- story office 
building to be constructed by D on land which it will acquire. D will 
occupy the grade floor and the remaining eight floors of the building. 
The portion of the costs of acquiring the land and constructing the 
building which are allocated to the space to be leased by Y is not in 
excess of 25 percent of the total costs of acquiring the land and 
constructing the building. Such costs, whether attributable to the 
acquisition of land or the construction of the building, were allocated 
to leased space in the same proportion that the reasonable rental value 
of such leased space bears to the reasonable rental value of the entire 
building. From the facts and circumstances presented, it is determined 
that such allocation was reasonable. The arrangement between D and Y 
provides that D will issue $10 million of bonds, that the proceeds of 
the bond issue will be used to purchase land and construct an office 
building, that Y will lease the designated floor space for 20 years at 
its reasonable rental value, and that such rental payments and the 
building itself shall be security for the bonds. The bonds are not 
industrial development bonds since a major portion of the proceeds is 
not to be used, directly or indirectly, in the trade or business of a 
nonexempt person.
    (b) The facts are the same as in paragraph (a) of this example 
except that corporation Y will lease four floors, and the costs 
allocated to these floors are in excess of 25 percent of D's investment 
in the land and building. The bonds are industrial development bonds 
because (1) a major portion of the building is to be used in the trade 
or business of a nonexempt person, and (2) a major portion of the 
principal and interest on such issue is secured by the rental payments 
on the building.
    Example (8). The facts are the same as in paragraph (b) of example 
(7) except that, instead of leasing any space to corporation Y, State D 
will lease the four floors to numerous unrelated private business users 
to be used in their trades or businesses. No lease will have a term 
exceeding 2 years. A major portion of the principal and interest will be 
paid from the revenues that D will derive from such leases. The fact 
that the activities of D, an exempt person, may amount to a trade or 
business of leasing property is not material, and the bonds are 
industrial development bonds for the reasons set forth in paragraph (b) 
of example (7). The result would be the same in the case of long-term 
leases.
    Example (9). State E issues its obligations to finance the 
construction of dormitories

[[Page 359]]

for educational institution Z which is an organization described in 
section 501(c)(3) and exempt from tax under section 501(a). The 
dormitories are to be owned and operated by Z and their operation does 
not constitute an unrelated trade or business. The bonds are not 
industrial development bonds since the proceeds are to be used by an 
exempt person in a trade or business carried on by such person which is 
not an unrelated trade or business, as determined by applying section 
513(a) to Z.
    Example (10). State F issues its obligations to finance the 
construction of a toll road and the cost of erecting related facilities 
such as gasoline service stations and restaurants. Such related 
facilities represent less than 25 percent of the total cost of the 
project and are to be leased or sold to nonexempt persons. The toll road 
is to be owned and operated by F. The revenues from the toll road and 
from the rental of related facilities are the security for the bonds. 
The bonds are not industrial development bonds since a major portion of 
the proceeds is not to be used, directly or indirectly, in the trades or 
businesses of nonexempt persons. The fact that vehicles owned by 
nonexempt persons engaged in their trades or businesses may use the road 
in common with, or as a part of, the general public is not material.
    Example (11). City G issues its obligations to finance the 
construction of a municipal auditorium which it will own and operate. 
The use of the auditorium will be open to anyone who wishes to use it 
for a short period of time on a rate-scale basis. The rights of such a 
user are only those of a transient occupant rather than the full legal 
possessory interests of a lessee. It is anticipated that the auditorium 
will be used by schools, church groups, and fraternities, and numerous 
commercial organizations. The revenues from the rentals of the 
auditorium and the auditorium building itself will be the security for 
the bonds. The bonds are not industrial development bonds because such 
use is not a use in the trade or business of a nonexempt person.
    Example (12). The facts are the same as in example (11) except that 
one nonexempt person will have a 20-year rental agreement providing for 
exclusive use of the entire auditorium for more than 3 months of each 
year at a rental comparable to that charged short-term users. The bonds 
are industrial development bonds since such use is a use in the trade or 
business of a nonexempt person and, therefore, a major portion of the 
proceeds of the issue will be used in the trade or business of a 
nonexempt person and a major portion of the principal or interest on 
such issue will be secured by a facility used in such trade or business 
and by payments with respect to such facility.
    Example (13). In order to construct an electric generating facility 
of a size sufficient to take advantage of the economies of scale: (1) 
City H will issue $50 million of its 25-year bonds and Z (a privately 
owned electric utility) will use $100 million of its funds for 
construction of a facility they will jointly own as tenants in common. 
(2) Each of the participants will share in the ownership, output, and 
operating expenses of the facility in proportion to its contribution to 
the cost of the facility, that is, one-third by H and two-thirds by Z. 
(3) H's bonds will be secured by H's ownership in the facility and by 
revenues to be derived from the sale of H's share of the annual output 
of the facility. (4) Because H will need only 50 percent of its share of 
the annual output of the facility, it agrees to sell to Z 25 percent of 
its share of such annual output for a period of 20 years pursuant to a 
contract under which Z agrees to take or pay for such power in all 
events. The facility will begin operation, and Z will begin to receive 
power, 4 years after the City H obligations are issued. The contract 
term of the issue will, therefore, be 21 years. (5) H also agrees to 
sell the remaining 25 percent of its share of the annual output to 
numerous other private utilities under a prevailing rate schedule 
including demand charges. (6) No contracts will be executed obligating 
any person other than Z to purchase any specified amount of the power 
for any specified period of time and no one such person (other than Z) 
will pay a demand charge or other minimum payment under conditions 
which, under paragraph (b)(5) of this section, result in a transfer of 
the benefits of ownership and the burdens of paying the debt service on 
obligations used directly or indirectly to provide such facilities. The 
bonds are not industrial development bonds because H's one-third 
interest in the facility (financed with bond proceeds) shall be treated 
as a separate property interest and, although 25 percent of H's interest 
in the annual output of the facility will be used directly or indirectly 
in the trade or business of Z, a nonexempt person, under the rule of 
paragraph (b)(5) of this section, such portion constitutes less than a 
major portion of the subparagraph (5) output of the facility. If more 
than 25 percent of the subparagraph (5) output of the facility were to 
be sold to Z pursuant to the take or pay contract, the bonds would be 
industrial development bonds since they would be secured by H's 
ownership in the facility and revenues therefrom, and under the rules of 
paragraph (b)(5) of this section a major portion of the proceeds of the 
bond issue would be used in the trade or business of Z, a nonexempt 
person.
    Example (14). J, a political subdivision of a State, will issue 
several series of bonds from time to time and will use the proceeds to 
rehabilitate urban areas. More than 25 percent of the proceeds of each 
issue will be used for

[[Page 360]]

the rehabilitation and construction of buildings which will be leased or 
sold to nonexempt persons for use in their trades or businesses. There 
is no limitation either on the number of issues or the aggregate amount 
of bonds which may be outstanding. No group of bondholders has any legal 
claim prior to any other bondholders or creditors with respect to 
specific revenues of J, and there is no arrangement whereby revenues 
from a particular project are paid into a trust or constructive trust, 
or sinking fund, or are otherwise segregated or restricted for the 
benefit of any group of bondholders. There is, however, an unconditional 
obligation by J to pay the principal and interest on each issue of 
bonds. Further, it is apparent that J requires the revenues from the 
lease or sale of buildings to nonexempt persons in order to pay in full 
the principal and interest on the bonds in question. The bonds are 
industrial development bonds because a major portion of the proceeds 
will be used in the trades or businesses of nonexempt persons and, 
pursuant to an underlying arrangement, payment of the principal and 
interest is, in major part, to be derived from payments in respect of 
property or borrowed money used in the trades or businesses of nonexempt 
persons.
    Example (15). Power Authority K, a political subdivision created by 
the legislature in State X to own and operate certain power generating 
facilities, sells all of the power from its existing facilities to four 
private utility systems under contracts executed in 1970, whereby such 
four systems are required to take or pay for specified portions of the 
total power output until the year 2000. Currently, existing facilities 
supply all of the present needs of the four utility systems but their 
future power requirements are expected to increase substantially. K 
issues 20-year general obligation bonds to construct a large nuclear 
generating facility. A fifth private utility system contracts with K to 
take or pay for 30 percent of the subparagraph (5) output of the new 
facility. The balance of the power output of the new facility will be 
available for sale as required, but initially it is not anticipated 
there will be any need for such power. The revenues from the contract 
with the fifth private utility system will be sufficient to pay less 
than 25 percent of the principal or interest on the bonds. The balance, 
which will exceed 25 percent of the principal or interest on such bonds, 
will be paid from revenues from the contracts with the four systems from 
sale of power produced by the old facilities. The bonds will be 
industrial development bonds because a major portion of the proceeds 
will be used in the trade or business of a nonexempt person, and payment 
of the principal and interest, pursuant to an underlying arrangement, 
will be derived in major part from payments in respect of property used 
in the trades or businesses of nonexempt persons.

    (d) Certain refunding issues--(1) General rule. In the case of an 
issue of obligations issued to refund the outstanding face amount of an 
issue of obligations, the proceeds of the refunding issue will be 
considered to be used for the purpose for which the proceeds of the 
issue to be refunded were used. The rules of this subparagraph shall 
apply regardless of the date of issuance of the issue to be refunded and 
shall apply to refunding issues to be issued to refund prior refunding 
issues.
    (2) Obligations issued prior to effective date. In the case of an 
issue of obligations issued to refund the outstanding face amount of an 
issue of obligations issued on or before April 30, 1968 (or before 
January 1, 1969, if the transitional rules of Sec. 1.103-12 are 
applicable) which would have been industrial development bonds within 
the meaning of section 103(c)(2) had they been issued after such date, 
the refunding issue shall not be considered to be an issue of industrial 
development bonds if it does not make funds available for any purpose 
other than the debt service on the obligations. For rules as to 
arbitrage bonds, see section 103(d).
    (3) Examples. The provisions of this paragraph may be illustrated by 
the following examples:

    Example (1). In 1969, State A issued $20 million of 20-year revenue 
bonds the proceeds of which were used to contruct a sports facility 
which qualifies as an exempt facility described in section 103(c)(4)(B) 
and paragraph (c) of Sec. 1.103-8. The sports facility will be owned and 
operated by X, a nonexempt person, for the use of the general public. In 
1975, A issues $15 million of revenue bonds in order to refund the 
outstanding face amount of the 1969 issue. Since the proceeds of the 
1969 issue were used for an exempt facility, the proceeds of the 1975 
refunding issue will be considered to be used for the same purposes and 
section 103(c)(1) shall not apply to the 1975 refunding issue. The 
result would have been the same if the original issue had been issued in 
1965. For rules as to a refunding obligation held by substantial users 
of facilities constructed with the proceeds of the issue refunded, see 
section 103(c)(7) and Sec. 1.103-11.
    Example (2). In 1967, prior to the effective date of section 103(c), 
city B issued $10 million of revenue bonds the proceeds of which

[[Page 361]]

were used to construct a manufacturing facility for corporation Y, a 
nonexempt person. Lease payments by Y were security for the bonds. In 
1975, B issue $7 million of revenue bonds in order to retire the 
outstanding face amount of the 1967 issue. The interest rate of the 1975 
issue is one and one-half percentage points lower than the interest rate 
on the 1967 issue. Both issues sold at par. All of the terms of the 1975 
issue are the same as the terms of the 1967 issue with the exception of 
the interest rate. The 1975 refunding issue will not be considered to be 
an issue of industrial development bonds since the refunding issue will 
not make funds available for any purpose other than the debt service on 
the outstanding obligations.
    Example (3). The facts are the same as in example (2) except that 
the interest rate on the refunding issue is the same as the interest 
rate on the issue to be refunded. Assume further that city B issued the 
1975 refunding issue in order to extend the term of the obligations 
issued in 1967 as the result of its inability to pay such obligations 
due to insufficient revenues. The results will be the same as in example 
(2) for the reasons stated therein.

[T.D. 7199, 37 FR 15486, Aug. 3, 1972; 37 FR 16177, Aug. 11, 1972, as 
amended by T.D. 7869, 48 FR 1708, Jan. 14, 1983]